Graeme Holm came up with the idea of Infinity Group Australia and brought in Rebecca Walker to help him manage and grow the idea. Both were passionate about personal finances and wanted a way of bringing financial education to the people. The main areas that they were interested in were debt reduction and money management. There is a direct correlation between these two and a secure future. If people can put their money into good use, they can secure their future such that they will have solid retirement plans and investments to reap from in the future.
Graeme Holm is an MPA Top 100 Broker. He has previously worked with top banks in Australia for 17 years. His experience in the banking sector makes him the best person to help the people deal with bank financing and money management in general. The biggest challenge that faces the people today is lack of knowledge on money management. You will find people going to the bank to get loans but not sure how they will repay them in the quickest time. For instance, when a bank gives you a loan that should be repaid in 30 years, it is not good to use 20 years repaying the loans. The faster you complete the repayment, the better are your chances of doing something better with your money.
Graeme Holm is using the experience he gathered in the banking sector to come up with a financial plan that will solve the challenges that Australians face with money management. Once a client seeks assistance from Infinity Group Australia, they are first assigned a personal banker. This professional will help the client manage the weekly and monthly budgets. He or she will monitor the things that clients spend money on and then will recommend areas that need to be checked for improvements. Graeme Holm says that many people spend money on non-essentials without even noticing. Some of the things we buy end up being waste few months down the line. Such things in most cases are not necessary in our lives, but we tend to spend on them.
Infinity Group Australia is simplifying money management by showing the people that sometimes it is not about the amount of money you earn but how well you manage the amount you earn. You could be having a huge salary but end up with nothing at the end of the month. The paycheck to paycheck lifestyle is what Graeme Holm wants to solve. He wants to show the people that it is still possible to save money that will secure their future no matter how much they earn.
Graeme Holm was happy with a recent report that ranked Infinity Group Australia at number #58 out of thousands of companies in Australia and New Zealand. The ranking identified the companies with the most innovative ideas. Just three years in business, Infinity Group Australia has captured the market and is doing very well. Customers are happy with the services they are getting from this company. Learn more: https://ideamensch.com/graeme-holm/
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David L. Giertz alias Dave is the President of Nationwide Financial Distributors Inc, a position he has held since early 2013. Nationwide Company is located in Ohio and is among the leading insurance and financial services provider in USA. David has also served Nationwide Life Insurance Company as its senior Vice President-Nationwide Financial Distribution and Sales. Before getting hold of his current office, Dave served as the Sales department vice president at FI/WH between 2009 and 2013. Prior, between 2004 and 2009, he was Vice president at NF Sales.
Dave has 31 years of extensive experience in financial advising and has successfully completed four Financial Advisor Certification exams. These are the Municipal Securities Principal, General Securities Principal Examination, Uniform Securities Agent State Law Examination and General Securities Representative Examination. He sat for the exams in 1994, 1992, 1987 and 1986 respectively. He is a registered broker with FINRA. The position entails sales executives working for large brokerage firms which are also registered with FINRA, their main business being to trade financial securities. Securities traded may include mutual funds, bonds and stocks just a few to mention.
Mr. Giertz spoke in one of the interviews on why advisors need to speak to their clients’ about social securities. He says most of financial advisors do not talk to their clients about social securities. In a survey through the national financial retirement institute, the results were that 4 out of 5 people asserted that they would change their advisors if they were not educated on social security. This clearly depicts that it is very important from an advisors perspective to talk to the client about social security because of retention. From the clients perspective it’s important because social security plans take up to 40% of retirement plans. He argues that most advisors could be avoiding the topic because of its complexity.